Transaction Risk Intelligence
Evaluate card-not-present transactions for fraud and chargeback risk before they are finally accepted.
Use real-time scoring to support approval, review, verification, and decline decisions.
Learn MoreAI risk intelligence
Identify risk before it becomes a problem
Sandpaper helps businesses detect risk across transactions, accounts, merchants, and product listings before it creates losses, abuse, or unnecessary friction.
Real-time AI risk intelligence gives your team the signal it needs to make faster, more informed decisions without adding unnecessary complexity to your systems.
Our products
Intelligence across the customer journey
Risk can emerge at many different points in a business interaction.
Sandpaper helps identify it across the moments that matter most.
Account Risk
Identify accounts that may be fake, synthetic, automated, or otherwise associated with fraud and abuse.
Evaluate risk at signup, during account changes, or at other important points in the account lifecycle.
Learn MoreMarketplace Intelligence
Evaluate merchants and product listings for signals of fraud, deception, and marketplace abuse.
Use merchant and listing data together or independently to support onboarding, publication, and review decisions.
Learn MoreDesigned for existing workflows
Add intelligence without adding friction
Risk systems should make your operations easier, not create another layer of complexity.
Sandpaper is designed to fit into existing business workflows through straightforward APIs and configurable outputs.
That means your team can add AI-powered risk assessment where it matters most without replacing the systems and processes that already work.
Start with the use case you need today and expand as your risk strategy evolves.
The challenge
Better risk decisions start with better signals
Risk rarely announces itself clearly.
A fraudulent transaction can look legitimate. A synthetic account can resemble a real customer. A deceptive merchant or listing can appear normal until the damage is already done.
Sandpaper uses AI to evaluate the data surrounding these interactions and identify patterns associated with risk.
The result is structured intelligence your systems can use in real time—before a risky action becomes an expensive problem.
How it works
Risk intelligence built for real-time business
Sandpaper turns the data you already collect into practical risk signals.
Send relevant business data through our real-time APIs and receive structured outputs such as:
Structured outputs
- Risk scores
- Classifications
- Confidence scores
- Configurable risk categories
Use those outputs inside the workflows you already have, from checkout and account creation to merchant onboarding and listing review.
No unnecessary platform overhead. No rigid decisioning model. Just intelligence designed to fit into the way your business already operates.
Built for real-time business
Built to move at the speed of your business
Risk changes quickly. Your systems need to keep up.
Sandpaper is designed around four principles:
Fast
Evaluate risk in real time, while there is still an opportunity to act.
Flexible
Use the data relevant to your business and configure classifications around the risks you care about.
Simple
Integrate through focused APIs without rebuilding your existing workflows.
Cost-efficient
Add AI-powered risk intelligence without the complexity and overhead of large legacy platforms.
Relevant context
Designed for the data you already have
Every business sees risk differently because every business has different data.
Sandpaper is built to work with a broad range of structured and text-based signals, including:
- Transaction data
- Account and profile information
- Device and behavioral signals
- Payment information
- Merchant data
- Product and listing metadata
- Historical activity
- Custom business context
You decide what information is relevant. Sandpaper turns that context into a risk signal your systems can act on.
Looking ahead
Built for a broader future of risk intelligence
Sandpaper is building infrastructure for businesses that need to understand risk in real time.
Today, that means helping identify risky transactions, accounts, merchants, and listings.
Over time, the same approach can support a broader range of trust and risk decisions wherever businesses need fast, adaptable intelligence from complex data.
The goal is simple: make risk easier to identify, easier to act on, and easier to integrate into the systems that run your business.
Get access
Remove the rough edges from risk decisioning
Get real-time AI risk intelligence without the complexity of a traditional risk platform.